Keyatta Johnson, Realtor

Earnest money acts like a handshake with financial weight - it shows the seller that the buyer is serious. It’s a deposit (usually 1–3% of the purchase price) held in escrow to signal serious intent. If the sale closes, it goes toward the down payment; if the buyer backs out without a valid contingency, it may be forfeited.

You’ve heard it before: location, location, location. While you can update a home’s interior, you can’t change its neighborhood. Buyers should consider commute times, school districts, access to shopping and dining, and future area growth. A great location not only makes life more convenient but can also add long-term value to your investment. Remember, you’re not just buying a house, you’re buying into a community.