Zot Insurance Agency

Florida insurers face ratings change that could raise costs A ratings agency has plans to downgrade more than two dozen Florida-based property insurance companies in a move that could cost more money for homeowners with loans.

Auto insurance costs Floridians more than nearly everywhere else in the U.S., study finds Florida drivers pay the second-highest share of their incomes on auto insurance in the nation, behind only Louisiana. Why? Basically because we're lousy drivers who get in lots of crashes, we stage crashes with injuries to drive up medical bills, we let windshield installers give us gift cards so th...