Mark Hunter - Financial Educator

189 years ago was before the Civil War, before the telephone, before electric lightbulbs, before cars, and before airplanes. That’s about how long it would take money to double at a tiny savings rate like 0.38% using the Rule of 72.

Is your money growing on a timeline from the 1800s? If you’re not sure, maybe it’s time to find out.

A mother's arms are more comforting than any others.

Sending warm wishes to all the moms making a difference. 🌼

One of the biggest lies in America is this:

“If I make decent money, I should automatically be fine.”

But data shows that month-end surplus is far from guaranteed. Only 20% said they have money left over every month, while many said that happens only some months, rarely, or never.

Income matters.
But structure matters too.
How money works matters even more.



NEFE Quarter 4 Survey Report 2025