Paragon Wealth Management

4 Questions to Ask About Your 2022 Goals:

-Have you assessed the progress you made toward your goals last year? If so, consider the following:
-Review and compare your financial goals, comparing a snapshot of where you are today to last year and/or a prior time.
-Inventory your recent accomplishments to identify what strategies worked well.
-Have you identified new goals for this year or the future?
-If so, assign a priority and time horizon, and incorporate them into your overall plan.
-Are there any life events that are likely to occur for yourself or your immediate family this year? Such a move, marriage, birth, higher education, job change, retirement, illness, or death?
-Are you concerned about any variables or circumstances that could potentially impact your plans for this year?

Our hope is that as you take the time to review your previous goals and make new ones, these questions can help you think thoroughly about your financial goals for 2022. (Or any other goal you set for yourself in 2022!) If there is anything we can do to help you accomplish your financial goals, please let us know.

Millenials and Crypto.
From my experience I believe this probably true.
Better pray the Fed keeps the liquidity bubble going.

Nathan White, CFA

Millennial millionaires have a large share of their wealth in crypto, CNBC survey says Nearly half of millennial millionaires have at least 25% of their wealth in cryptocurrencies, according to the CNBC Millionaire Survey.

Call it anecdotal, but when I'm at social gatherings, kids' sporting events, etc., and I overhear so many conversations about crypto you know it's time for a little caveat emptor. None of them can ever explain what it really is that they are throwing there money at. The longer the explanation the less so. Greater fool theory in action. It's so ripe for fraud because people are desperate to chase the action.

Nathan White, CFA

Crypto Frauds Target Investors Hoping to Cash In on Bitcoin Boom Scams are running rampant in the cryptocurrency markets as a huge rally in bitcoin, a lack of regulation and the anonymity of digital money have created a ripe environment for fraudsters.

More data that confirm my belief that "ESG" investing is nothing more than marketing hype. Any outperformance claims are due to other factor exposures (e.g. sector, quality, etc.). There's nothing wrong with wanting to invest based upon your values - just don't expect that it will equate to outperformance as well. At it's worst it gives asset managers and corporations an excuse to waste your money.

Nathan White, CFA

PAPERS WE'RE READING: "Honey, I Shrunk the ESG Alpha": Risk-Adjusting ESG Portfolio Returns - Consumers' Research Over the last decade, people have become increasingly concerned with the environment and corporate America’s impact on it. This development, along with increased concern for social issues and labor rights, has led many investors to integrate environmental, social, and governance (ESG) criteria int...

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Crypto investors beware. Don't mistakenly think your gains aren't subject to taxes. They will find you.....

Nathan White, CFA

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Make your investments work for you and your values directly rather than just being used as an excuse to line the pockets of your investment manager.

We can help.

Nathan White, CFA

Opinion | Who Really Pays for ESG Investing? BlackRock and others bill the cost to middle-income investors, in the form of lower returns.

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