Self-Help Homes

On March 23, 2026 USDA-RD announced that income qualified families can now get "other affordable financing" above the USDA mortgage loan limit to get into a Mutual Self-Help Housing home. Home valuations can now also exceed the loan limit. Both these announced changes reopens the door to home ownership in areas served by Self-Help Homes. Self-Help partners with the State of Utah and others to bridge the loan gap created by recent drops in loan limits - see the announcement

Single Family Housing Section 502 Home Loan Program-Self-Help and Affordable Housing The Rural Housing Service (RHS or the Agency), a Rural Development (RD) agency of the United States Department of Agriculture (USDA), is issuing this notice to announce a pilot for the Single Family Housing Section 502 direct loan program (Section 502) to test alternative values of modest housing...

Open house next week in Heber City! 🏡✨
Come celebrate ten new homeowners and tour their beautiful new homes. We’d love to see you there!

Recent updates to the Section 502 Direct Loan Program are affecting families nationwide who are planning to build through the Mutual Self-Help Housing Program.

One of our families has started a petition to raise awareness about these changes. We’re hoping to help it reach 1,000 signatures. If you’d like to learn more or add your name, you can do so here:

https://c.org/qNxpDxQ6gZ

Thank you for your support — every voice matters!

Have you seen this petition yet? Remove USDA changes blocking new loan processing