PNW Insurance Group, LLC

Many homeowners may assume that because a vehicle is in pieces or not currently running, it could still fall under a standard home insurance policy. However, in many cases, motor vehicles are specifically excluded under homeowners policies, which may result in an uncovered loss in the event of fire, theft, or other covered peril.

What you need to know:
• The Exclusion: Home insurance typically covers the garage structure, but may not extend to vehicles stored inside.
• The Risk: Even a non-running or partially assembled vehicle may still be considered a motor vehicle for coverage purposes.
• The Solution: A specialized antique or classic auto policy may be an option for project or collector vehicles, and in some cases, may be more affordable than expected.

It may be helpful to review your policy in advance to better understand how your vehicle is classified and what coverage applies.

Protect your project today: Contact PNW Insurance Group for a quick coverage review!
Call us: (253) 527-6261
Visit us: www.pnwinsurancegroup.com

Disclaimer: Pricing and coverage vary based on vehicle value, driver history, and location. Subject to underwriting approval. These statements are general in nature; please review your specific policy documents for details.

In 1752, Ben Franklin co-founded the first fire insurance company. His goal? Neighbors helping neighbors recover from disaster.

On National Insurance Awareness Day (June 28), we remember that insurance isn't just a monthly expense. It’s peace of mind and protection.

** The Key Lesson:** Insurance isn't about the cost; it's about the recovery. In a world of rising inflation and evolving risks, an "outdated" policy is a hole in your safety net. Use this month to call your agent and make sure your coverage matches your reality.

Don’t just be "aware". Be certain. Ready for a policy health check? We are happy to help! Reach out today!

👉 Visit us: https://www.pnwinsurancegroup.com/