Vickie Landis Rentsel Team
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Thinking about house hacking? Here's what you need to know before you dive in.
Zoning and local regulations are non-negotiable. ADU legality, short-term rental rules, and multi-family zoning vary dramatically by city and neighborhood. What's allowed three blocks away may not be allowed on your property. Unpermitted units create liability headaches that outlast the savings. Do things by the book from the start.
Be honest about lifestyle fit. Sharing a property with tenants — whether strangers or family — requires a certain temperament and a willingness to handle uncomfortable conversations. Clear boundaries and realistic expectations matter.
And always run conservative numbers. If the math works with vacancy and maintenance built in, you're solid. If it only works at 100% occupancy, it's a risk.
Read the full article: https://www.landisrentselteam.com/blog
Vickie Landis Rentsel Team
Keller Williams Realty Group
Office: 267.733.0777
[email protected]
06/07/2026
Accessory Dwelling Units (ADUs) have become the gold standard for house hacking in 2026 — and there's a reason why. 🏠
As of March 2026, Fannie Mae allows lenders to count projected ADU rental income toward your mortgage qualification — up to 30% of your total qualifying income. That means the income potential of an ADU can help you qualify for a home you otherwise couldn't afford.
ADUs include:
🔹 Detached backyard cottages
🔹 Converted garages
🔹 Basement suites with separate entrances
They're increasingly legal, financially supported, and proven in the rental market. If affordability is your biggest barrier to homeownership, an ADU-eligible property might be the solution.
Read the full article: https://www.landisrentselteam.com/house-hacking-in-2026-what-the-hype-got-wrong-and-what-actually-works
Vickie Landis Rentsel Team
Keller Williams Realty Group
Office: 267.733.0777
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