Queens Realty

🏡 Do You Really Need 20% Down to Buy a Home?

One of the biggest misconceptions I hear from buyers is:

"I'll start looking once I've saved 20%."

The reality is that many buyers purchase homes with less than 20% down.

Depending on the loan program and your qualifications, there may be options available that require a much smaller down payment.

That doesn't automatically mean it's the right choice for everyone—but it does mean homeownership may be closer than you think.

In this carousel, I'm breaking down:

✔ Why the 20% myth exists

✔ What PMI is

✔ Other costs buyers should plan for

✔ Programs that may help eligible buyers

✔ How to determine what makes sense for your situation

Swipe through to learn more.

💬 When you first started thinking about buying a home, did you believe you needed 20% down?

📍 Queens & Nassau County
📞 Agatha Lubas | 646-250-6512

🏡 Why Pricing Correctly Matters

One of the biggest mistakes sellers make is believing that pricing higher means they'll make more money.

In reality, the opposite is often true.

When a home is priced too high, many buyers won't even schedule a showing. They simply move on to other homes they feel offer better value. The longer a property sits on the market, the more buyers begin to wonder:

❓ Why hasn't it sold?

❓ Is something wrong with the property?

❓ Will the seller need to reduce the price?

The first few weeks on the market are often when buyer interest is at its highest. That's why having the right pricing strategy from the beginning is so important.

A well-priced home can:
✅ Attract more buyers
✅ Generate more showings
✅ Create stronger offers
✅ Sell faster
✅ Maximize your final result

Pricing your home isn't about guessing or choosing a number you hope to get. It's about understanding the market, buyer demand, and recent sales in your area.

Swipe through to learn why pricing correctly can make all the difference when selling your home.

📞 Thinking about selling in Queens or Nassau County? I'd be happy to help you understand your home's value and discuss a strategy that works for your goals.

Agatha Lubas
646-250-6512