F.l.o.c.k

Its Misconception Mondays where Flock Highlights Misconceptions in the .

Most commonly pay occurs once or twice per month. Budgeting should be set by WITH your , NOT Exact .📅

Many experience at LEAST half of their pay allocated towards expenses if not more.

is your first step of . Take note of what pay date the due date is associated with.

It may seem like the funds are leaving you prematurely but its the most mature act you can do to protect from , , and .

📍Remember: "Due Dates Dont Determine Delinquency, Due Diligence Does!" ~Q

At an of 25-35%, you could end up paying double what you 🫣

Is it worth it, or a waste? 💲🗑

A can easily turn to a Personal Problem. Consider your and options. If a personal loan is the best option for you choose the amount you NEED and not WANT. 🙏

Paying on time aka your is the highest factor in your score. It could garnish a higher score, and better chance for future goals. 📆