Adams Financial

Along with the NYSE, Nasdaq, and US bond markets, our offices will be closed on Friday, June 19th in observation of the Juneteenth federal holiday.

Celebrated around the country by the African-American community for 160 years, Juneteenth commemorates the date in 1865 when federal troops arrived in Galveston, Texas to announce that the Civil War had ended and all enslaved people had been freed. Juneteenth (officially Juneteenth National Independence Day) became a federal holiday in 2022.

An unresolved war in Iran, oil prices spiking almost daily, gas prices at their highest level since 2022—yet the S&P 500 hit 7400 for the first time and the Dow surpasses 50,000. Is the stock market even making sense right now? https://bit.ly/4uHDOMO

Investors cannot invest directly in indexes. The performance of any index is not indicative of the performance of any investment and does not take into account the effects of inflation and the fees and expenses associated with investing.

Medicare supplemental insurance costs are rising, with many consumers seeing noticeable increases in recent months.

Some policyholders experienced significant jumps—including reports of increases as high as 45% for certain plans, while more typical adjustments are now landing in the double digits.

These policies help cover out-of-pocket costs not included in traditional Medicare, such as deductibles and copayments. Without supplemental coverage, there is generally no cap on annual healthcare expenses. A range of factors are contributing to higher premiums, including increased use of medical services, rising healthcare costs, and demographic shifts. At the same time, options for switching plans can be limited by timing, location, and health status, making it more challenging for some individuals to adjust coverage.

These trends highlight how healthcare costs and coverage choices can evolve over time, especially for those approaching or already in retirement. Read more at: bit.ly/3PjC0uq.

Along with the New York Stock Exchange, Nasdaq, and the bond markets, our office will be closed Friday, April 3rd in observation of Good Friday.