Pema Chen

Lessons about personal finance and how money works can be included in books you read to children. Here are some suggestions.

Books to Teach Young Readers About Money Reading books to your children is fun, and one of the great joys of parenthood is watching them lear...

Avoid becoming a victim of debt collection scams by paying attention to these red flags.

How to Check If a Debt Collector Is Legitimate Figures from the Consumer Financial Protection Bureau (CFPB) show that about 70 million people—more ...

Ever wondered what to do if flooding is predicted in your area?

How to Prepare Your Home for Flooding While no one ever wants to imagine their home filling with water, for many areas of the country, flo...

You might not be aware, but you can ask your credit card company to increase your limit. What home improvement project would you take on with a higher limit?

How to Ask for a Higher Credit Card Limit A higher credit limit can help in an emergency, allow you to make any necessary large purchases and ...

Closing a credit card account can hurt your credit score, but there are other options if you no longer use it.

What Happens If You Cancel a Credit Card? Canceling a credit card that you rarely use or have paid off can feel good. It can give you a sense ...

They add up! Avoid bank fees, like ATM charges, with these tips.

How to Avoid Bank Fees The average bank fee for overdraft protection is $33. Make the mistake of not having enough money in...

This report found that email reminders from your bank help credit card users cut spending by 2 percent.

Small Reminders Can Reduce Credit Card Debt No one wants to be reminded by their bank that using a credit card too much is a bad idea. It’s a ru...

Do you pay your credit card bill in full each month? If not, you could be throwing away cash-back bonuses.

Cash-Back Credit Card Mistakes to Avoid A cash-back credit card can result in 5 percent or more back on your purchases, essentially giving y...