Marcus Schirr Insurance Group

Summer in Michigan means more time on the road, and more road means more risk.

A few things worth thinking about before you rack up the summer miles:

Construction zones are everywhere in Michigan from June through August. Fender benders in work zones can come with doubled fines AND complicated insurance situations.

Road trips mean driving in unfamiliar areas, sometimes across state lines. Make sure your coverage travels with you.

More teen drivers are on the road all summer. If you have a new driver at home, now is a good time to review your policy.

Not sure if your auto coverage is ready for summer? Give us a call. We're right here in Rochester and happy to take a look.

"What exactly IS an annuity?"

We get this question a lot. Here's the short version:

An annuity is a contract between you and an insurance company. You put in money (either all at once or over time) and in return, the company guarantees you regular payments, either starting now or at a future date.

Think of it as a way to create your own paycheck in retirement. It's not for everyone, but for people who want predictable income and don't want to outlive their savings, it can be a really solid tool.

There are a few different types (fixed, variable, indexed) and the right one depends on your goals. Drop a question in the comments or send us a message. We're happy to walk you through it, no pressure.

Life insurance helps protect the people who matter most by providing financial security when it’s needed most.

Let’s find the right policy for your family.

Marcus Schirr is here to bring you peace of mind with auto insurance, protecting you financially if an accident happens so you can keep moving forward.

Get the coverage you need for the road ahead. Request a quote today.

Planning for retirement means making sure your savings last. Annuities can provide a predictable income stream designed to help support your long-term financial goals.

Start planning for a more secure retirement today.