Prysock Insurance Group, LLC

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You may not think about your credit score until it's time to apply for a loan to buy a new car or home. Learn how credit utilization (the amount of your total available credit limit you're using) affects your credit score.

Using credit cards to pay bills and large expenses: At what point does it hurt your credit score? Leaning on your credit cards more than usual? It's important to keep your utilization rate low. Otherwise, it could tank your credit score and plans.

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