InterWest Insurance Services

Employers may soon have a new way to help employees access fertility treatments without incorporating those benefits into their primary health plans.
The Departments of Labor, Health and Human Services and the Treasury have proposed regulations that would create a new category of "limited excepted benefits" for fertility treatments under the Affordable Care Act. If finalized, employers could begin offering these benefits in 2027. The proposal is intended to expand access to fertility care while giving employers more flexibility in designing benefit programs.

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Proposed Rule Would Let Employers Offer Standalone Fertility Benefits Employers may soon have a new way to help employees access fertility treatments without incorporating those benefits into their primary health plans.

A new report has found that cyber insurance policies are covering more than 95% of average data breach losses and 90% of average first-party losses, demonstrating that cyber insurance is providing substantial financial protection against increasingly costly cyberattacks.

The report's findings suggest that companies with properly structured coverage have most of their breach costs covered by their insurer after an incident. However, risk managers should understand that cyber insurance is not a substitute for strong cybersecurity controls.

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Cyber Insurance Proves Its Value as Threats Grow More Severe: Report A new report has found that cyber insurance policies are covering more than 95% of average data breach losses and 90% of average first-party losses, demonstrating that cyber insurance is providing substantial financial protection against increasingly costly cyberattacks.

Employers who provide group health insurance and wellness programs to their employees tend to have lower overall workers' compensation costs.
While the programs are separate, employees who have access to preventive care, chronic disease management and wellness resources are often healthier when an injury occurs. This may lead to fewer complications, faster recoveries and lower claim costs.
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Offering Group Health Can Affect Workers' Comp Costs Employers who provide group health insurance and wellness programs to their employees tend to have lower overall workers' compensation costs.

👏 Congrats to Andrea Okoronkwo!

Andrea’s leadership, persistence, and dedication to clients and her team made her recent promotion to supervisor well deserved. 🌟