Property Damage Experts

Property Damage Experts

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Public Insurance Adjuster
We work only for you not the insurance company.

10/10/2025

💥 Another Big Win for Our Client 💥

We recently wrapped up a major claim involving a custom 115-square Ludowici tile roof, one of the most unique and expensive roofing systems on the market.

Our client had made a major investment in this custom roof and wasn’t about to settle for less. After some storm damage to his property, He did his research, hired us, and trusted Property Damage Experts to handle it the right way.

From start to finish, this was a fight:

🔹 We filed the claim and met on site with the insurance adjuster, an engineer, and even a so-called “Ludowici expert” hired by the carrier, who later turned out not to be an actual Ludowici certified expert.

🔹 The carrier initially claimed the damages were below deductible, then slightly raised it to an estimate just above deductible after several reinspections.

🔹 After continued pressure and detailed documentation, their own “expert” admitted on site the repair area exceeded 25% of the roof, which by Florida Building Code required a full roof replacement.

🔹 Once that realization hit, he tried to backtrack, suddenly claiming it was only “22-24% damaged.

We didn’t stop there.
Over the next several months, we partnered with and retained true industry experts, including a verified Ludowici specialist and provided irrefutable evidence proving the roof was not repairable due to the extent of the damage, system design, and code compliance.

✅ After more than a year of persistence and documentation, the insurance company finally approved a full replacement of this custom Ludowici tile roof based on our efforts, experience and true expert reports.

Our client couldn’t be happier with the outcome and told us the results exceeded his expectations. The trust he placed in us truly paid off.

At Property Damage Experts, we fight every day to ensure our clients are treated fairly and receive the coverage they’re entitled to under their policy.

📞 If you’ve made a major investment in your home and your claim was underpaid, denied, or called “repairable” by the carrier, give us a call. We’ll make sure the right experts are on your side.

09/05/2025

✨ One Year Later – A Look Back at a Big Win ✨

About a year ago, I had the privilege of helping a homeowner who was facing one of the toughest moments of their life. Their insurance company’s original offer was under $50,000… but after I stepped in and fought for what was fair, we were able to settle their claim for over $462,000. 💪

Here’s what they had to say about their experience working with me:

⭐️ ⭐️ ⭐️ ⭐️ ⭐️

“Thomas is literally the best in the business and ultimately one of the fairest and most rational thinking people you would probably ever meet in your life… If you’re afforded the opportunity to have Thomas as your adjuster/appraiser consider yourself blessed by the best. I’m one happy customer—he maxed out my policy limits in every category. He was confident from day one, never gave up hope, and always had a plan. This was literally a tragedy in my life and God placed Thomas in my life to assist me in my time of need. He is a class act, stellar individual, and second to only God in the adjuster/appraisal industry.”

These are the moments that remind me why I do what I do. Helping people rebuild after a loss, making sure they’re treated fairly, and giving them hope when they need it most—that’s what this work is all about.

If you or someone you know is struggling with a property damage claim, don’t settle for less than what you’re owed. 📲 Reach out today and let’s make sure you get the settlement you deserve.

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