Property Damage Experts
Public Insurance Adjuster
We work only for you not the insurance company.
đĽ Another Big Win for Our Client đĽ
We recently wrapped up a major claim involving a custom 115-square Ludowici tile roof, one of the most unique and expensive roofing systems on the market.
Our client had made a major investment in this custom roof and wasnât about to settle for less. After some storm damage to his property, He did his research, hired us, and trusted Property Damage Experts to handle it the right way.
From start to finish, this was a fight:
đš We filed the claim and met on site with the insurance adjuster, an engineer, and even a so-called âLudowici expertâ hired by the carrier, who later turned out not to be an actual Ludowici certified expert.
đš The carrier initially claimed the damages were below deductible, then slightly raised it to an estimate just above deductible after several reinspections.
đš After continued pressure and detailed documentation, their own âexpertâ admitted on site the repair area exceeded 25% of the roof, which by Florida Building Code required a full roof replacement.
đš Once that realization hit, he tried to backtrack, suddenly claiming it was only â22-24% damaged.
We didnât stop there.
Over the next several months, we partnered with and retained true industry experts, including a verified Ludowici specialist and provided irrefutable evidence proving the roof was not repairable due to the extent of the damage, system design, and code compliance.
â
After more than a year of persistence and documentation, the insurance company finally approved a full replacement of this custom Ludowici tile roof based on our efforts, experience and true expert reports.
Our client couldnât be happier with the outcome and told us the results exceeded his expectations. The trust he placed in us truly paid off.
At Property Damage Experts, we fight every day to ensure our clients are treated fairly and receive the coverage theyâre entitled to under their policy.
đ If youâve made a major investment in your home and your claim was underpaid, denied, or called ârepairableâ by the carrier, give us a call. Weâll make sure the right experts are on your side.
⨠One Year Later â A Look Back at a Big Win â¨
About a year ago, I had the privilege of helping a homeowner who was facing one of the toughest moments of their life. Their insurance companyâs original offer was under $50,000⌠but after I stepped in and fought for what was fair, we were able to settle their claim for over $462,000. đŞ
Hereâs what they had to say about their experience working with me:
âď¸ âď¸ âď¸ âď¸ âď¸
âThomas is literally the best in the business and ultimately one of the fairest and most rational thinking people you would probably ever meet in your life⌠If youâre afforded the opportunity to have Thomas as your adjuster/appraiser consider yourself blessed by the best. Iâm one happy customerâhe maxed out my policy limits in every category. He was confident from day one, never gave up hope, and always had a plan. This was literally a tragedy in my life and God placed Thomas in my life to assist me in my time of need. He is a class act, stellar individual, and second to only God in the adjuster/appraisal industry.â
These are the moments that remind me why I do what I do. Helping people rebuild after a loss, making sure theyâre treated fairly, and giving them hope when they need it mostâthatâs what this work is all about.
If you or someone you know is struggling with a property damage claim, donât settle for less than what youâre owed. đ˛ Reach out today and letâs make sure you get the settlement you deserve.
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Saint Augustine, FL