Zellik Insurance Agency

Planning a renovation, addition, or even a small home project? 🔨

Before you sign a contract and let anyone start work, ask one key question:
“Can you send me your Certificate of Insurance?”

Here’s why that matters:
Accidents happen. If a contractor damages your home or someone gets hurt on your property, their insurance—not yours—should respond.

A valid COI helps confirm:

• General liability coverage is in place during the project
• You’re not unintentionally taking on their risk

Questions about what to look for? We’re always here as a resource.