Seraph Rates

Do we offer 8-minute loan approvals? No because 8 minutes is not enough time to structure complex and unique loan files.

What Seraph Rates offers is SAME-DAY loan approvals allowing our mortgage experts enough time to assemble a comprehensive loan package and then shop for the lowest mortgage rate available through our many wholesale lenders.

If you are looking for 8-minute loan approvals, please do not call Seraph Rates but if you are looking for a mortgage lending experience that will lead to a successfully closed loan transaction then please call one of our mortgage experts today at 831-402-2390.

media.socialshare.center

The School Teacher and Employee Assistance Program is a deferred-payment subordinate loan that helps pay for a down payment or closing costs .

This program is reserved for teachers, school administrators, school district employees and staff members of California K-12 public schools. Employees of charter schools and county/continuation schools are also eligible, helping with 4% of the sales price or appraised value, whichever is less.

Qualified borrowers are generally allowed to combine the School Teacher and Employee Assistance program with other down-payment assistance programs.

Call one of our mortgage experts about this loan program today at 831-402-2390.