Pacific Bay Lending, Inc.

🚨 Advisory alert: Mortgage rates are at their lowest since August 2022, locked in a razor-thin 5.99–6.00% range all week—the most stable on record. Opportunity is here, but so is the clock.
This calm-before-the-volatility window won't last—next week's jobs data has real power to move rates (up or down). Act deliberately while conditions favor you.
Smart borrowers: Prioritize preserving any sub-6% first mortgage. Instead, consider tapping equity via HELOCs starting at 3.99%—arbitrage into higher-return assets, no appraisal needed, tax-advantaged, and second-lien only.
Get the full data, warnings, and calendar before rates shift: https://mortgagenewsletter.net/aiecap

Mortgage Rates Set an Interesting Record This Week Mortgage rates finished the week at their lowest levels since August 2022. In outright terms, this is far from the record lows, but rates set another kind of record.

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