Joe Fernandez, NMLS 457754

You may have heard the phrase "buying down the mortgage rate" but what does it actually mean? As a borrower, you have an option to pay a fee directly to the lender in exchange for a reduced interest rate. To explore if this is a good choice for you or help with any other mortgage related-related question, contact me today!

- https://www.loandepot.com/joefernandez

Considering an Adjustable Rate Mortgage? While there are many pros, including lower payments at the beginning, thoroughly evaluating your situation and goals is the best way to decide whether this type of loan can benefit you. Contact me today to ask any of your mortgage-related questions!

- https://www.loandepot.com/knowledge-cafe/home-purchase/consider-an-adjustable-rate-mortgage?utm_source=TE&utm_medium=Social&utm_campaign=Should-You-Consider-an-ARM%3F-377207v&ldec=Retail_TE_Social_Should-You-Consider-an-ARM%3F-377207v&loid=joefernandez

A 2-1 buydown provides a 2.0% reduced interest rate for the first year and 1.0% reduced rate for the second year. Reach out today to learn more!

- https://www.loandepot.com/joefernandez?utm_source=TE&utm_medium=Social&utm_campaign=104555&ldec=Retail_TE_Social_104555&loid=joefernandez

We have many mortgage programs that accept a wide range of income sources. Message today to learn more!

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