bd_loans

🚧 Just Funded: $1.08M Ground-Up Construction Loan – Southlake, TX 🏡

Huge win for these clients — first-time investors taking on their very first ground-up construction project.

Despite a 650 FICO score and no experience, we structured and closed a $1.08M construction loan to help bring their vision to life in under 60 days.

This is exactly why working with a mortgage broker matters — every deal is different, and the right lending strategy can make projects happen that many assume won’t get approved.

✅ $1.08M Loan Amount Cash out Refinance on Owned Land
✅ Ground-Up Construction Financing using after constructed value
✅ First-Time Investors
✅ 650 Credit Score
✅ No Reserves Required
✅ No Money out of pocket (Except for Appraisal)

If you're looking to build, invest, or explore construction financing options, let’s talk.

Team Dillard just had another HUGE month — 44 units and $9.03M funded!

Everyone on the team is eating right now. Being a broker isn’t easy, but this crew makes it look effortless. Grateful to lead a group that shows up, puts in the work, and wins.

Working from home. Making six figures. Being present for our families.

That’s the Team Dillard motto. We funded $13M last month — momentum is building and we’re just getting started. Goal is 100+ Million this year.

We have come here to chew bubblegum and kick ass… and we're all out of bubblegum.

2026 — we’re locked in.

Some of the scariest decisions end up changing everything. Bet on yourself, take the risk, and watch it pay off.

Here’s to chasing — and actually achieving — everything you’ve ever dreamed of. 🥂

Just funded $1,500,000 in Home Equity Loans for homeowners here in Orange County, CA. 💰🏡

1️⃣ San Clemente Borrower – $750,000 Home Equity Loan
W-2 + self-employed attorney who needed access to a large amount of equity. Most lenders cap their second mortgages at $500,000, but we were able to structure the file using mixed income and asset depletion to secure a $750,000 HELOAN. EMC can go up to $1,000,000 on second mortgages, which made the difference on this file.

2️⃣ Coto de Caza Borrower – $500,000 HELOAN

Self-employed homeowner looking to remodel his property and expand his business. After being turned down by other lenders, we re-worked the income strategy and got the deal approved with better terms than he thought possible.

We structured the loan using a 12-month bank statement program — no tax returns required — allowing us to use 80% of his business deposits as qualifying income, which made the numbers work and got the deal funded.

Both files had previously been declined elsewhere. With the right loan strategy and lending partners, we were able to get them funded.

Who you work with matters. If you’ve been told no before, it may just mean you haven’t talked to the right lender yet.

📩 DM me if you want to see what your home equity options look like.