Esther & Ruby Chien

Esther & Ruby Chien

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Bay Area based mortgage loan officer, serving all of CA, TX, FL, OR

04/09/2026

We've all seen what's been happening with mortgage rates lately. But why? Since that questions been on everyone's mind, I recorded this short 2 min video to explain.

[email protected]
NMLS #1137810

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Address


4880 Stevens Creek Boulevard, Suite 200
Santa Clara, CA
95129