Lucy Irving Real Estate Advisor

Embarking on your first home-buying journey? 🏡🌟 Here's your handy roadmap to make the process smooth and rewarding:

1️⃣ Question Ready: Evaluate your readiness for a long-term commitment - from job stability to emergency funds. 💼🔒
2️⃣ Preapproval Power: Don't just prequalify; get a mortgage preapproval for a precise loan amount. 📑💰
3️⃣ Credit Care: Pay bills on time, avoid new credit lines and maintain a healthy score for a hassle-free homebuying process. 🛡️💳
4️⃣ Down Payment Decisions: Use resources like first-time buyer assistance programs and save, save, save. 🏦🎁
5️⃣ Loan Literacy: Understand different loan types - Conventional, FHA, USDA, VA - and choose one that best fits your needs. 📚🔑

Kickstart your home ownership dream with an expert guide! 🌟🏡 Follow and DM me, your trusted realtor, and let's start this exciting journey together! 🗝️💼

The housing market is showing signs of rejuvenation, with active inventory up 8,886 in just one week! 🎉 Purchase applications also experienced a 2% week-to-week growth, indicating increased buyer activity. 🤝 Mortgage rates remained steady within a tight range of 6.875% to 6.95%. 💸

Here are some highlights from the latest housing inventory report:

🔥 Active inventory (June 16-23): 459,907 listings
🔀 Same week last year (June 17-24): 441,106 listings
📉 Inventory bottom for 2022: 240,194 listings
🚀 Peak for 2023 so far: 472,680 listings

This is great news for buyers who have been waiting for the market to cool down. 🤩 If you're ready to start your home search, now is the time to act! 🏃‍♀️

As a trusted real estate agent, I can help you navigate the current market and find your dream home. 🏡 I'll be your guide every step of the way, from finding the perfect property to closing the deal. 📝

Contact me today to get started! 📩

Before you start house hunting, you should sit down and identify must-have features you want in your next home and other features that would be nice-to-have but aren't deal-breakers if the home doesn't have them.