Case Loans:

Has anyone noticed the large increase in PG&E bills? Wow.

As an active duty or retired military service member, you are entitled to exclusive mortgage benefits.

Our mission, is your home loan executed with a high level of extraordinary service ⭐️

✅Low Mortgage Rate
✅ No Down Payment
✅ No PMI Required
✅ Fast Closings - 30 days or less

Call us today, and let us show you the benefits of utilizing the Va loan to get you into a home you've always dreamed of. [email protected]

The loan-to-value (LTV) ratio is a measure comparing the amount of your mortgage with the appraised value of the property. The higher your down payment, the lower your LTV ratio.

Determining an LTV ratio is a critical component of mortgage underwriting. It may be used in the process of buying a home, refinancing a current mortgage into a new loan, or borrowing against accumulated equity within a property.

Lenders assess the LTV ratio to determine the level of exposure to risk they take on when underwriting a mortgage. When borrowers request a loan for an amount that is at or near the appraised value (and therefore has a higher LTV ratio), lenders perceive that there is a greater chance of the loan going into default. This is because there is very little equity built up within the property.

Have more questions?? Reach out and and let us know how we can help! [email protected]