SCCU Insurance Agency

Due to inclement weather, SCCU Insurance Agency will be closed Monday, March 16, 2026 to ensure the safety of our customers and staff. We appreciate your understanding.

Due to inclement weather, SCCU Insurance Agency will be closed today, December 29, 2025. We apologize for any inconvenience this may cause you. Stay safe.

Property Damage liability for car insurance covers damage done to someone else's property if there's an accident. It establishes a set figure that the policy will pay in the event of an accident.

While damage to your vehicle is bad enough, having to deal with bodily injury as a result of an auto accident is infinitely worse. Without the proper coverage, you can quickly find yourself drowning in medical bills that may eventually leave you without much of anything.

Did you know that not every state requires the other party to be at fault for you to make a claim against their insurance? Of course, this doesn’t always mean their insurance company will pay swiftly.