Real Estate with Randy

How is Credit Score Determined?

If you're thinking about buying a home, you will need to make sure your credit score is as good as possible. Your credit score must meet a certain threshold to qualify for a loan. That varies, depending on the type of loan and the lender. It is important to understand how a credit score is calculated. Your payment history is the largest factor, comprising 35% of your FICO score....

How is Credit Score Determined? If you’re thinking about buying a home, you will need to make sure your credit score is as good as possible. Your credit score must meet a certain threshold to qualify for a loan. That varies…

Had a wonderful Father’s Day at Pelican with the family.
Everyone had some great shots.

Out with the old and in with the new.
My year as Rotary president was rewarding and meaningful in many ways.
I look forward to Anne’s leadership next year.
Oh the places we’ll go!

Mortgage Shopping Tips

If you've ever looked in to getting a mortgage, you know it can be confusing and tiresome. First of all, if you've done business with a lender and had a good experience, you might want to use them again. If not, try asking a family member or friend who has had a good experience. You can certainly ask a realtor or homebuilder, but verify they are really working for you and not because they are incentivized by a lender....

Mortgage Shopping Tips If you’ve ever looked in to getting a mortgage, you know it can be confusing and tiresome. First of all, if you’ve done business with a lender and had a good experience, you might want …