Philippe Beach-Evers Realtor

“Date the rate.”

That may end up being one of the most expensive slogans in modern real estate.

Millions of buyers were told:

“Buy now. Refinance later.”

Then rates stayed higher for longer than many expected.

The lesson?

Never buy a house based on the payment you hope you’ll have.

Buy the payment you can afford today.

Because if refinancing never happens…

You’re the one making the mortgage payment, not the person who told you to “date the rate.”

📊 Look at the chart.

Would you make the same decision today?

CMA can also stand for Call My Agent! If you're a homeowner who is interested in listing your property for sale, I can provide a CMA to help you determine an appropriate asking price based on the sales prices of similar homes in your area.