Jill Rauth

One conventional loan with expanded guidelines to allow owner-occupied financing under special circumstances is...

The Family Opportunity Mortgage:

• When parents or legal guardians of a disabled adult child want to provide housing for the child.

• When children want to provide housing for parents who cannot qualify for a mortgage because they cannot work or their income is too low.

Borrowers are able to obtain financing at the same interest rates and terms as a principal residence under these circumstances. They do not have to use second home or investment property requirements.

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Reverse Mortgages Reduce Risk for Retirees While Increasing Wealth A new study, which I co-authored, proves that a withdrawal strategy utilizing a reverse mortgage reduces market risk and increases portfolio growth.