Smart Money Loans & Properties

We all want lower interest rates, right?

What Falling Interest Rates Could Mean for Your 401(k) and IRA Into 2026 If you're retired or planning ahead, it's important to understand just what lower interest rates mean and how they affect your 401(k) plans and IRAs.

Treading water..
https://www.axios.com/local/san-diego/2025/05/28/city-population-growth-pandemic?utm_source=newsletter&utm_medium=email&utm_campaign=newsletter_axioslocal_sandiego&stream=top

We don't see this often but in SD rent vs own is leaning...might this be a catalyst to price reductions or does the housing shortage continue to drive prices higher?

According to major home builders, the impact of tariffs will likely be felt more with the overall economy (employment, interest rates) than it will with the impact on building materials. One less thing to worry about

For smaller estates, inheritance just got easier

California’s New Law Promises To Simplify Inheriting a Home for Some—but Not All California now allows some heirs to skip probate when inheriting a primary residence...