Lademan Insurance

Spring boating season is almost here! 🚤 Ready to get out on the water? But is your coverage up to speed?

Most families miss out on key protections for their boat and gear. Don’t let a simple oversight ruin your fun.

Let’s make sure your spring adventures are worry-free. Message me today or stop by for a quick, no-pressure review with a real local expert. Your family’s safety is my top priority! 👍

Opting Out of Michigan PIP Medical Coverage = Saying “No Thanks” To: Unlimited lifetime medical coverage for car accident injuries (aka: “the golden ticket” of auto insurance). Doctor, hospital, surgery, and rehab bills covered without caps. Prescription meds and follow-up care without fighting your health insurance. In-home nursing care, if ever needed (yes, even if it means help making a sandwich). Medical mileage reimbursement for trips to appointments (no Uber receipts needed). Lost wages coverage if you can’t work after an accident up to 85% no to exceed 250K a year for a 3 year period. * Help around the house while recovering (because who really likes mowing the lawn or shoveling the snow?). In short: You’re trading Cadillac-level protection for whatever your health insurance decides to cover (and they don’t usually give you free rides or lawn care). If you have questions, Call us anytime to talk! 734-284-7500