Simple Credit Tips

Credit is WEALTH! Do not let anyone tell you differently; it’s all an out how you handle it.

A lot of us were taught at a young age, that CREDIT IS BAD (and to only use cash for things you need/want), or ONLY FOR A CERTAIN DEMOGRAPHIC. Well that is not the case.

Credit isn’t bad and only for certain people; it is however, very much needed to obtain big ticket items that the majority simply cannot flat out pay cash for. E.g. houses, vehicles, expensive repairs, unexpected emergencies, etc.

Now I will say this, with credit comes responsibility, and sometimes that responsibility could be seen as a burden (and that may be a reason why people are hesitant to use it. A lot of us have enough to worry about already 🤷🏾‍♀️). When credit is used responsibly, it can be very beneficial. Credit itself isn’t bad, it’s the habits of misuse that is (generally, the misuse is due to lack of knowledge).