Sydne Holloway - Realtor

The biggest misconception I hear about buying right now is that it’s smart to wait for interest rates to come down.

You DON’T need to wait!

What DO you need? If you know you’re ready to buy, you need an agent who knows the market in your desired location and a trusted lender who can help you understand what you can afford. The truth is if you buy at today’s rates, you can always refinance if rates drop.

Navigating the winter housing market this year is different. Here are key tips for buying a home:

1. Prioritize needs over wants. Be flexible; focus on must-haves.
2. Research various neighborhoods and housing styles beyond your initial preferences.

3. Partner with an experienced agent for insights and off-market opportunities.

4. Calculate affordability beyond purchase price considering higher rates.

5. Get creative with financing and consider overlooked homes for potential bargains.