SIG F&M Insurance Group

💍 Do You Have Valuables That Need Extra Protection?

Many homeowners and renters are surprised to learn that standard insurance policies often have limits on high-value items such as jewelry, watches, collectibles, fine art, fi****ms, musical instruments, and other prized possessions.

That’s where a Scheduled Personal Property Rider (also called a Personal Articles Floater) can help.

✅ Higher coverage limits
✅ Protection for specific valuable items
✅ Coverage that may extend beyond your home
✅ Protection against risks that may not be fully covered under a standard policy

Imagine replacing an engagement ring, heirloom jewelry, collectible artwork, or a valuable watch after a loss. Having the right coverage in place can make all the difference.

If you own items that would be difficult or expensive to replace, let’s review your policy and see if a separate rider makes sense for you.

📞 SIG F&M Insurance Group
📱 832-299-1520

Your Protection. Our Priority.