Laura E Munoz
With broad experience working with attorneys and Lenders Laura brings great value to the home buyers and sellers in the community.
03/02/2022
Please share if you know someone who needs it! Needs to be 62 years and older. Thank you!
This AD is for all my seniors out there 62 yrs and older that are struggleling with their mortgage payments or need more money coming in every month. Since the cost of living has been raised, but the income is still the same. Give me a call to give you some options if you own a property and your mortgage is 50% or lower than the current value. Have a blessed day! Laura
03/02/2022
Here it is!
This AD is for all my seniors out there 62 yrs and older that are struggleling with their mortgage payments or need more money coming in every month. Since the cost of living has been raised, but the income is still the same. Give me a call to give you some options if you own a property and your mortgage is 50% or lower than the current value. Have a blessed day! Laura
Happy Holidays to everyone! It is almost the end of the year 2015 and we count our blessings! New goals will be set for the coming year and new expectations. We will be committing our efforts to help businesses and individuals to make their dreams a reality. We will be getting opportunities for discounted properties in the area of southern Missouri and any other states. If you have a need or would like to get more information please contact me at [email protected] or give me a call at 417-288-1645
02/11/2015
So Excited to be able to be part of the Springfield community. We are going to engage some activities coming up. I will be giving tips on how to do home improvements, decorate your home, color, curve appeal and some financial aid that you can put your hands on for those small projects you have around the house. Another topic that I will be covering is gardening, important information on how to get the flowers that will give you the beauty you are looking for and the most for your money. Keep checking every week for updates.
A Dozen Tips to Make Your Gardening a Little Easier
By Paul Rodman (paulgrow) February 11, 2015
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Over my many years as a garden writer I have picked up many tips to use around the garden. At the end of my lectures to garden clubs I like to share a few tips with the audience, and ask them to contribute any tips that they might like to share. Needless to say, I have accumulated many tips; I'd like to share a dozen with you.
Gardening picture1. Germinate beet seeds
Beet seeds are sometimes difficult to germinate due to their hard seed coating. Lay them out on a cutting board, and roll over them several times with a rolling pin. This will break the hard covering to assist with germination. Soak in warm water for 24 hours before planting.
2. Recycle Egg Cartons to Start Seeds
ImageRecycle used egg cartons to start your seeds. I start my tomato seeds in this manner. Remove the lid; punch a hole using a pencil in the bottom of each cell. You can start 44 plants in a standard 21- x 11-inch flat. When the plants develop their first true leaves transplant the seedlings into a larger pot.
3. Eliminate Poison Ivy
Small patches of poison Ivy can be eliminated by dousing them with boiling water. Several applications may be needed to ensure the job is done.
4. Kill Creeping Charlie
Creeping Charlie (Glechoma hederacea) is one of the most invasive weeds there is. Resistant to most herbicides it is very difficult to control. Use of a popular laundry product that contains boron has proven to be very effective. Dissolve 10 oz. Twenty Mule Team Borax in 4 oz. (½ cup) warm water. Dilute this mixture in 2.5 gallons of water. Using a pump sprayer, saturate the Creeping Charlie thoroughly. To avoid contaminating the soil with excessive boron use only once a year. The ideal time to treat is in the fall. This will cover 1,000 square feet. If you have a smaller area to treat, cut the "recipe" accordingly.
5. Plant Between Corn Rows
Plant your pole beans between rows of corn. The beans will climb the corn stalks eliminating the need for supports.
6. Is your garden soil too wet to work in? A quick test is to grab a handful and squeeze it into a ball. If it sticks together like clay it is too wet. Wait a day or two and try again. If it crumbles apart it is ready to work.
7. Recycled Plant Labels
Canning Jar Lids Image
To make plant labels that are virtually indestructible recycle the flat discs used in home canning. Use a permanent market to write the plant name on the disc. Using a hole punch make a hole for attaching. I use a piece of florists wire to attach it to my tomato supports. Zip ties also work well to attach them.
Mini Blind Slats
Remove the old slats from discarded miniblinds and cut them into pieces to use as plant labels. Use a permanent Sharpie-type to write the plant name onto the label. They can be inserted directly into the soil; or using a hole punch you can attach them directly to the plant.
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8. Color Them Orange
To make your hand tools easy to find when you lay them down, wrap the handles in bright orange electricians' tape. This makes them easy to spot when you lie them down in the garden. Believe me, this really works. The orange tape is available at most hardware as well as big box stores.
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9. Protect Yourself
Gardens, especially soil are a breeding ground for bacteria. These germs can enter the body through the smallest scratch or cut. Tetanus is a bacterial disease that affects your nervous system, leading to painful muscle contractions, particularly of your jaw and neck muscles. Tetanus can interfere with your ability to breathe, and ultimately threaten your life. Tetanus is commonly known as "lockjaw." There's no cure for tetanus. To protect yourself be sure that your tetanus shot is up to date. The injections are effective for ten years.
10. Harvest Herbs
The aromatic oils in herbs are at their best early in the morning. For the best flavor and aroma, harvest them as early in the morning as possible. To keep long-stemmed herbs such as basil, parsley, and dill as fresh as possible store them in a tall container of water in the refrigerator.
11. Save Seeds
To keep stored seeds as viable as possible store them in an airtight container such as a Mason jar. To eliminate any moisture that might cause mold, place 1 tablespoon of nonfat dry milk into a paper napkin. Tie the napkin into a little pouch using a rubber band or twine. Place the pouch into the container. The milk will absorb any moisture and prevent mold.
12. Help the Birds
In the early spring, save the lint from your dryer and hang it from shrubs around your gardenImage and add some short pieces of twine alongside. The birds will use it to build and line their nests.
A Dozen Tips to Make Your Gardening a Little Easier Over my many years as a garden writer I have picked up many tips to use around the garden. At the end of my lectures to garden clubs I like to share a few tips with the audience, and ask them to co...
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