Iknowamortgageguy.com

Have you been told "NO" and think that's the end. Let me help you become a homeowner! 26 years of turning No's into closings.

.50 drop in Fed rate today, another .50 by end of the year, and 1% drop for all of 2025. Please remember these rate reductions affect credit card rates, heloc rate adjustable rates, mortgage adjustable rates and adjustable student loans. These reductions do not translate into a real .50 drop in fixed mortgage rates. The mortgage market has had this priced in for the last 3 weeks, which is why we have some of the best rates since Covid.

An affordable loan option for qualifying clients. Clients pay a minimum of 1% down payment and the remaining 2% down payment will be covered.

Qualifications:
Min. credit score required: 620
Min. client down payment required: 1%
Income Limit: 80% area median income (AMI) St. Louis $80,640
Max. loan amount: $350,000