Matthew A. Pappert - Country Financial

If you received an expensive gift this holiday season, you need to make sure it’s properly insured in the event something happens to it. Here’s why:

• Typical homeowners insurance policies cover furniture, clothing and other personal possessions, but only up to a certain dollar amount.

• High-value items like jewelry, artwork, smart phones and computers may need additional coverage.

• Do you have any fi****ms or recreational vehicles (like ATVs, jet-skis, etc.)? Those would need to be listed on your policy as well.

The answer is easy: Talk to your insurance agent and make sure everything is covered properly.

While you think about having the right insurance protection, can you spare 10 minutes? That’s all the time you need to do a video inventory of the items in your home. Learn how: cfin.us/How-To-Add-New-Items-To-Your-Policy

A good set of reminders to get your farm ready for another cold winter. And don’t forget to check your insurance policy to make sure you’re covered for winter-related risks. I’m just a phone call away when you want to chat.