Chiodini Realty

Winter is here! Don't let that stop you from buying or sellling a home. Traditionally, they say the best time to sell is spring and summer. We would argue that winter isn't a bad time to think about a new home. We see our most serious buyers still looking this time of year and that means less competition for our buyers and the most serious buyers out there viewing the home you need to sell. Call, text, or message us today. 314-440-7675

This! This is why we do what we do. Thank you for the kind review!!!

After 20+ offers written working with their first agent, we were able to put these first time home buyers under contract within 3 weeks and only 2 offers of working together. The MLS wasn't yeilding us any returns, so after doing some digging and reaching out to fellow agents, we found them their dream home off the market!

You see the listing price and think, “No prob!” ⁣
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And while that’s a good start, those aren't the only expenses to consider when buying a home. Other costs and fees may include:⁣
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1) a down payment: 3-20% depending on the type of loan⁣
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2) home inspection fees: $300-500⁣
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3) appraisal: $300-400⁣
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4) underwriting and application fees: 0.5% of the loan⁣
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5) escrow fees: 1% of the loan (sometimes split between buyer and ⁣
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seller)⁣
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6) mortgage insurance: 0.5-1.5% of the loan⁣
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7) prepaid property taxes & homeowners insurance⁣
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8) HOA fees⁣
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Keep in mind fees vary and can often be rolled into your mortgage at closing. Talk with your agent and ask for an updated loan estimate or disclosure, so there won’t be any surprises at closing. Got questions about something you see? Don't be afraid to ask!⁣
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If you’re thinking about buying and wondering what your fees might be, give us a call or send us a DM. We're happy to run the numbers for you.