J. Gordon Financial Services

Major student loan changes are set to take effect July 1, bringing updates to borrowing limits, repayment options, and federal aid eligibility.
New rules will limit how much some students and parents can borrow. Parent PLUS loans will be capped at $20,000 per year and $65,000 total per student, while new caps will also apply to graduate and professional degree borrowing.
Repayment options are also changing. New federal loan borrowers will have fewer choices, with options narrowing to a tiered standard repayment structure or a new income-driven option called the Repayment Assistance Program.
Borrowers currently enrolled in SAVE may also need to choose a new repayment option, with loan servicers expected to send notices about next steps.
Pell Grant rules are changing as well, including expanded eligibility for some short-term workforce training programs.
For borrowers and students, the takeaway is simple: watch for communications from loan servicers, confirm contact information is current, and review available options before deadlines arrive.

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A major student loan overhaul takes effect July 1. Here's what borrowers need to know. The changes will affect how much students and their parents can borrow, as well as their repayment options.

😀❤️💖Happy 30th Anniversary to Joe and Stephanie! 😀💗💖

30 years ago, they were just two young people with big dreams and goals for the future. They had no idea where life would take them, but they knew they wanted to build something meaningful together.

Those kids followed their dreams, worked hard, and eventually built J. Gordon Financial Services. Today, they are incredibly grateful for the relationships, trust, and support that have helped them grow along the way.

Thank you to everyone who has been part of the journey. Here’s to celebrating 30 years together and continuing to build for the future.