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🚨 COI Myth-Busting Time! Let's Clear These Up...

There's a lot of confusion around Certificates of Insurance. Here are the most common misconceptions I hear — and the truth behind each one.

❌ MYTH: "My landlord/client can just take my word for it."
✅ TRUTH: Nope. A verbal confirmation or even a screenshot is NOT a valid COI. Most businesses and landlords require an official COI issued directly by your insurance company — formatted properly, with all the right details.

❌ MYTH: "A COI is the same as my insurance policy."
✅ TRUTH: Your policy is the full legal contract — it's long, detailed, and not something you hand to everyone. A COI is just a one-page summary. It proves you have coverage without sharing every detail of your policy.

❌ MYTH: "Getting a COI takes weeks."
✅ TRUTH: If your insurance is in place, your COI can often be issued the same day — sometimes within hours. The delay happens when people wait until they're asked to even think about coverage.

❌ MYTH: "I only need a COI for big businesses."
✅ TRUTH: Freelancers, vendors, independent contractors, small business owners — ALL of them may be asked for a COI. If you do any work with or for other businesses, it's worth having this ready.

The best time to get your coverage in order is BEFORE someone asks. Let's make sure you're never caught off guard.

💬 Drop a comment or DM us — we'll review your situation and tell you exactly what you need.
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We do.

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You think you’ll retire and live the SAME lifestyle… but you won’t be making the same money.

So how does that actually look?

✅ Step 1: Add up your monthly lifestyle cost (housing, food, travel, insurance, fun)
✅ Step 2: Subtract your guaranteed income (Social Security + pension/annuity if you have one)
✅ Step 3: The difference is the gap your savings has to cover every single month

If you want, comment “RETIRE” and I’ll send you a simple way to estimate your gap.

No pressure. Just clarity.

Have Insurance Now | May Events 🎉

Join us all month long for exciting community gatherings!

🎩 Mad Hatter Mother’s Day Brunch – May 8 ( TODAY)
💪 National Senior Fitness Day – May 27

We can’t wait to see you there!

Protect yourself and your loved ones from Medicare scams 🚨
Fraud is on the rise, but staying informed is your best defense.

✔️ Review your Medicare statements regularly
✔️ Watch for charges you didn’t receive
✔️ Never share your Medicare number with unknown callers

If something feels off, report it immediately: 1-800-MEDICARE

We’re here to help you stay informed, protected, and confident in your coverage 💙