Synergy Insurance Group, Inc.

Would insurance cover this?
It's the Fourth of July, a firework arcs the wrong way, and it lands on your roof or screened lanai, scorching everything it touches.

Here's the reassuring part for most South Florida homeowners: fire is a covered peril on a standard home policy, so fire damage from fireworks is often covered. And if a guest gets hurt at your celebration, your personal liability coverage may help there too. The details always depend on your specific policy, so it's worth knowing what yours says before the sparks fly.

Have a safe and happy Fourth. Keep fireworks away from the house, keep water close by, and if you'd ever like us to check your coverage, we're right here: https://hubs.li/Q04nvfxH0

HappyFather’s Day!

🏠 In Florida, your roof carries more weight than almost anything else when an insurer decides to cover your home.

Let's be straight about the risks. Once a roof passes the 15 to 20 year mark, a lot of carriers won't touch it. Aging roofs are also more likely to be limited to Actual Cash Value rather than a full replacement payout. Skip the inspection, and a post-storm claim can end up denied.

There's an upside, though. A newer roof can pull your premiums down in a big way. The right roofing materials open the door to valuable wind mitigation credits. Most professional companies charge less than $250 and an inspection now may protect both your wallet and your coverage later.

How long has it been since a pro took a look at your roof? 🔍

Want a free homeowners insurance quote? → https://hubs.li/Q04lGSSk0