Group Benefit Solutions

For many workers, retirement marks the first time they must make complex health coverage decisions on their own. After years of relying on employer-sponsored insurance, the transition to Medicare can feel abrupt and confusing, often leaving employees unsure of what to do next.

Employers that step in to guide workers through this transition can improve retirement outcomes, reduce benefit costs and strengthen employee trust. When older employees understand their Medicare options, they are more likely to retire on time, avoid costly mistakes and feel supported by their employer.

https://gbsbenefitsgroup.com/why-employers-must-help-older-employees-navigate-shift-to-medicare/

Employers are grappling with another year of steep increases in group health plan premiums due to medical cost inflation, higher utilization and rising drug prices.

At the same time, health insurers can no longer shift additional costs to employers and employees through higher deductibles or narrower networks.

Instead, many insurers are pursuing structural changes designed to control long-term costs while improving care quality and member experience. Here's what they are pursuing with the goal of reducing costs for themselves, employers and their covered workers.

https://gbsbenefitsgroup.com/how-health-insurers-are-trying-to-rein-in-costs-without-cutting-value-2