Michael O'Connell - Financial Advisor

🗓️ The end of the year sneaks up fast… and so do missed opportunities.

I just read this piece from Vanguard:
👉 https://investor.vanguard.com/investor-resources-education/article/end-of-year-financial-checklist

It’s a quick reminder that now’s the time to check off those year-end financial moves — before the holidays hit full speed.

A few simple things to review before December 31st:
• Are you maxing out your retirement contributions?
• Is a Roth conversion smart for you this year?
• Have you checked if your investments still match your goals?

These aren’t big, complicated changes — just smart tune-ups that can make a big difference next year.

🎯 If you haven’t talked with your advisor yet, it might be worth a quick 15-minute year-end check-in to make sure everything’s aligned.

What’s one thing you want to feel confident about heading into 2026?

Essential Year-End Financial Moves to Make Before 2025 | Vanguard Close out 2025 confident: Learn key steps to boost retirement contributions, complete Roth conversions, and optimize your tax benefits before year-end.