StatonWalsh

IPOs create excitement. Headlines. Big expectations.

But they are often very different from what investors imagine.

When a company goes public, many people assume they are investing directly in the company's bold vision.

In reality, IPO proceeds are often used to:
• provide liquidity for early investors
• pay down debt
• strengthen the company's balance sheet
• support ongoing operations

Another common misconception is that everyone gets access to the IPO price.

Most shares offered before trading begins are allocated to institutional investors. By the time individual investors can buy, the market is already determining the price, which often leads to significant volatility.

With several high-profile AI companies expected to go public, 2026 could become one of the busiest IPO years in recent history.

The good news is that you may not need to chase the headlines. If you own a diversified portfolio, your mutual funds or ETFs may eventually own shares of these companies as they become part of major market indexes.

Successful investing is rarely about chasing the newest opportunity. It is about following a strategy that supports your long-term financial goals 📈

At StatonWalsh, we help investors stay focused on strategy, not speculation.

To schedule a meeting: 🔗 https://calendly.com/d/g6k-bkk-m6b
👉Check put our blog post to learn more: https://www.statonwalsh.com/blog

Most parents think the last tuition check means game over for college. The data says it's halftime.

50 percent of parents with adult children still provide regular financial support, spending $1,474 a month to do so. That's more than twice what they're putting toward their own retirement.

Here's what "just helping out a little" actually looks like:

✅ 75 percent of parents aged 45+ are financially supporting at least one adult child, even though over half of those children can meet their own basic needs, according to a 2025 AARP survey.

✅ 42 percent of supporting parents report financial stress. 9 percent have retired early because of it.

✅ 47 percent say they've sacrificed their own financial position for the sake of their kids.

✅ 18 percent say the support could continue indefinitely. They don't see an end in sight.

This isn't about being less generous. It's about being intentional.

Whether your kid just graduated, graduated five years ago, or is still in school, the question is the same: Is your support happening by design or by default?

That's worth a conversation.

To schedule a meeting: 🔗 https://calendly.com/d/g6k-bkk-m6b
👉Check put our blog post to learn more: https://www.statonwalsh.com/blog

Trump Accounts opened on July 4. A few questions are worth considering:

➡️ Our baby is 18 months old. Do we qualify for the $1,000?

Yes. Every U.S. citizen baby born since January 1, 2025, qualifies for a one-time $1,000 federal contribution.

➡️ Is there an income maximum?

No. Eligibility is based on the child's citizenship and birth date, not family income.

➡️ Our child is 7. Did we miss it?

Not entirely. Any U.S. citizen under 18 can have an account opened. The federal $1,000 payment applies only to children born in 2025 through 2028, but everything else still applies.

➡️ Can grandparents contribute?

Yes. Up to $5,000 per year combined across parents, grandparents, family, and the child themselves.

➡️ What is the catch?

State tax conformity varies; California, for example, does not currently conform.

Whether to contribute, how much, and how to coordinate it with what you already have are all worth talking through. Our team is here for that.

To schedule a meeting: 🔗 https://calendly.com/d/g6k-bkk-m6b
👉Check put our blog post to learn more: https://www.statonwalsh.com/blog

Happy Fourth of July🎉

Today, we celebrate the freedom, resilience, and opportunities that define this country.

As we gather with family, friends, and our communities, we are reminded of the values that continue to inspire hard work, perseverance, and the pursuit of a better future.

From all of us at StatonWalsh, we wish you a safe and meaningful Independence Day filled with gratitude, celebration, and time with those who matter most.

Most people think of life insurance as protection only.

But for many high-income earners, it can also become a powerful tax advantaged wealth strategy 📊

When structured properly, life insurance may help provide:
• tax deferred growth
• supplemental liquidity
• retirement flexibility
• estate planning support
• protection during market volatility

This becomes especially valuable for business owners and high earners who are already maximizing traditional retirement strategies.

The key is understanding that not all policies are designed the same way.

A properly structured strategy is not just about the death benefit.
It is about creating long term financial flexibility and efficiency.

At StatonWalsh, we help business owners and high-income earners integrate insurance planning into a broader wealth strategy.

To schedule a meeting: 🔗 https://calendly.com/d/g6k-bkk-m6b
👉Check put our blog post to learn more: https://www.statonwalsh.com/blog