Harbor Lights Risk Management

Recovery Costs Can Add Up Quickly: Flood damage can result in expensive repairs, temporary housing costs, and the replacement of personal belongings. Having flood insurance can provide valuable financial protection when the unexpected happens.

"Live in the sunshine, swim in the sea, drink the wild air."

Bodily injury liability coverage (with Auto Insurance) pays damages for injury or death resulting from a covered accident for which you are at fault. May also provide you with funds for a legal defense.

What is business interruption coverage? Business interruption insurance can help replace lost income and cover certain ongoing expenses if your business is temporarily unable to operate due to a covered loss.