Flagship Asset Services

If something happened tomorrow, would your family know where to start? 🔐

In most households, one person handles the money. The bills, the logins, the insurance, the auto-pays.

The other believes it's being handled, which is fine until it isn't.

Here’s a suggestion:

👉 Build one shared document with every account and explain how to access it. Update it periodically.

👉 Consider having both names on the accounts you say are jointly owned.

👉 Check out a password manager you both can access.

👉 Keep a one-page summary in a safe place with what to do, who to call, and where to look.

The couples who do this often say the same thing afterward: “We should have done it sooner.”

A fossil collected in Antarctica more than 40 years ago has turned out to be a rare dinosaur discovery.

The bone was found in 1985 during an expedition to Antarctica’s James Ross Island and was originally recorded as belonging to a large reptile.

Decades later, a paleontologist reviewing the British Antarctic Survey’s collections recognized that the fossil might be something more specific: a dinosaur bone.

Researchers confirmed that the bone came from the tail of a long-necked, plant-eating dinosaur called a titanosaur. Scientists have not yet identified the exact species.

The discovery is especially notable because dinosaur fossils are rare in Antarctica, where ice makes fieldwork difficult. Millions of years ago, though, the region was much warmer and covered in lush forests.

It is a reminder that discovery does not always happen in the field. Sometimes, progress comes from revisiting what has already been collected with fresh questions, better tools, and new expertise.

Fossil found tucked away in a drawer turns out to be first dinosaur bone from Antarctica Dinosaur fossils are rare to find in Antarctica because of the unforgiving ice caps. But millions of years ago, the region was populated by lush forests.

A bipartisan housing bill is drawing attention for its potential impact on home prices and housing supply.

The 21st Century ROAD to Housing Act would aim to boost housing availability by reducing certain construction barriers, encouraging zoning reforms, supporting factory-built homes, and creating incentives for localities that increase housing supply.

It would also restrict large institutional investors from buying additional existing single-family homes once they exceed certain ownership limits.

Housing affordability has become a major challenge in many communities. One reason is that the U.S. has built fewer homes than needed for years, helping push prices and rents higher.

Experts say the bill could help support new construction over time, especially for townhomes, multifamily housing, and smaller condo buildings.

However, any impact on prices would likely take time, and the legislation was still awaiting final action after a scheduled signing ceremony was canceled.

For buyers, sellers, and homeowners, the broader takeaway is that housing affordability often depends on more than mortgage rates. Supply, construction costs, local rules, investor activity, and policy decisions can all shape the market.

Could the ROAD to Housing Act actually lower home prices? Here's what experts say. The 21st Century ROAD to Housing Act, which has rare bipartisan support, would make it harder for major investors to hoard homes.