Hammerschmidt Stickradt & Assoc. PC

The moment you file for bankruptcy, a legal shield called the "Automatic Stay" goes into effect. This court order legally requires creditors to stop all collection activities immediately—including phone calls, letters, and even lawsuits. It’s designed to give you the breathing room you need to organize your finances.

Let Hammerschmidt Stickradt & Assoc. PC help you put that shield in place. Call us to start your path toward peace and quiet.

When dealing with the federal bankruptcy court, experience counts. Our founders, Marguerite Hammerschmidt and Timothy Stickradt, have been helping Southeast Michigan residents navigate the complexities of debt relief since the late 90s and early 2000s.

Put nearly 30 years of legal experience to work for you at Hammerschmidt Stickradt & Assoc. PC. Reach out to a team that understands the local courts.

If you are facing a utility shut-off due to unpaid bills, filing for bankruptcy can provide immediate relief. The "Automatic Stay" often requires utility companies to restore or maintain service, giving your family the stability you need to move forward.

Hammerschmidt Stickradt & Assoc. PC is here to help you maintain your household's peace of mind. Talk to us today about restoring your essential services.