Complete Credit Services

Credit Cards: Pay them down, or pay them off??
Which will help your credit score more? Both will. How much you pay them down detemines how much it helps your credit scores. See the link below for the full article. Reducing the balances on credit card accounts is a smart way to save money as lower balances mean less interest charges.

Pay Down or Pay Off Credit Cards? | Complete Credit Services We received a question from someone who asked:Is it better to “pay down” a credit card debt to increase your credit score or to “pay off” a credit card debt?

Free Legal Advice from the State Bar of Arizona the first Tuesday of each month. This month's subject is Credit Resolution Problems. Call in free tomorrow from 4:30 to 6:30 AZ time. More info on our website.

Free Legal Advice on Credit | Complete Credit Services The State Bar of Arizona and Channel 12, KPNX in Phoenix, are sponsoring Lawyers on Call. This public serviceis a monthly opportunity for citizens to call in and have their questions answered by volunteer lawyers.

Have you copied your wallet lately? Are you still carrying around your Social Security card? Part of getting and keeping good credit is protecting it. Don't carry your SS card with you, lock it up in a safe place. Do copy the contents of your wallet and store that piece of paper locked up with the SS card. This article has more info, including what to do if your wallet is lost or stolen.

Copy Your Wallet | Complete Credit Services Our goal is to assist people in correcting their credit reports and getting better credit scores through education and consulting. We also believe that you need to protect your credit to keep it good ...

As the financial industry continues to attempt to reduce their risk with consumer accounts, more and more people are finding their credit card limits reduced or closed. Some accounts are being closed due to inactivity. All open accounts in good standing help credit scores. This article has information on how to keep your credit accounts active, open and reported on your credit report, thereby helping your scores.

Keep Credit Cards Active to Build Credit | Complete Credit Services There arefive parts to the FICO score. The second largest part, accounting for 30% of it, is the Amounts Owed, also calledthe Utilization Ratio. This is the difference between the loan amount or credit ...