Butterworth Financial Group

You’ve built your wealth over time.

Deciding how and when to pass it on can be more complicated than it looks.

A lifetime gift may help shift future growth to the next generation. An inheritance may offer different tax treatment. And in either case, family readiness matters.

The timing depends on more than generosity. It depends on control, taxes, basis, and what your family is prepared to manage. https://ow.ly/vX3Y50ZkRzA

A life insurance policy can stay the same for years.

Your life usually doesn’t.

A home, a family, a growing income, or a business can all change what your coverage needs to protect.

If your life looks different than it did when you first bought a policy, it may be worth thinking through whether that coverage still fits. https://ow.ly/4f5b50ZkRxo