Captain Credit

💡 Ever feel like your paycheck disappears before the month ends?

That used to be me too. I’d work hard, but my money was gone before I knew it.
Then I discovered a simple method: the 50/30/20 rule.
👉 50% of your income goes to needs (rent, groceries, utilities)
👉 30% goes to wants (eating out, hobbies, subscriptions)
👉 20% goes to savings + debt payoff
It’s not about being perfect — it’s about having a plan. Even small steps create big freedom.
To make it easy, I created the Faith & Finance Budgeting Pack — with simple fillable templates + AI coaching to walk with you every step.

👉 Download it here: https://foureyedbaldy.gumroad.com/l/budgetingpack