Lineweaver Financial Group

If you're business owner looking to increase retirement savings while reducing current taxes, a cash balance plan may be worth a closer look.

In this episode of Financial Quarterback, Jim Lineweaver, CFP®, AIF® is joined by Mike Ziccardi, Executive VP with CBIZ to explain how cash balance plans work and why they are often used by high-income professionals and established business owners.

The Financial Quarterback with Jim Lineweaver, CFP How Business Owners Use Cash Balance Plans to Save More

We’re honored to spotlight the work of the Ben Curtis Family Foundation and share a few thoughtful ways families can support causes they care about in a tax-efficient way.

From food insecurity to strategic charitable giving, this was a meaningful conversation about making an impact close to home.

Special thanks to Ben for joining us on New Day Cleveland. To learn more about the foundation's work serving thousands of kids across Northeast Ohio, visit the Ben Curtis Family Foundation

The Financial Quarterback with Jim Lineweaver, CFP Ben Curtis on Giving Back and Smart Charitable Strategies

The Northeast Ohio housing market is starting to shift, but not in the way most headlines suggest.

Inventory is rising. Mortgage rates are stabilizing. And for the first time in years, buyers may see more room to negotiate.

But here’s what often gets missed:

A housing decision is not just about price or timing. It affects your cash flow, tax picture, investment strategy, and long-term plan.

In our latest Financial Quarterback segment, Jim Lineweaver, CFP®, AIF® sits down with Realtor Justin Weseloh to break down what buyers and sellers should actually be paying attention to in 2026.

If you’re thinking about moving this year, the better question is not “Is this the perfect market?” It's, “How does this decision fit into the bigger picture?”

Watch the full discussion and explore how these decisions should be coordinated at lineweaver.net.

The Northeast Ohio Housing Market Is Starting to Shift In this episode of The Financial Quarterback, Jim Lineweaver, CFP®, AIF® is joined by Realtor Justin Weseloh of Keller Williams to discuss what is actually h...

Most people treat charitable giving as a year-end choice. But for those with greater wealth, that approach misses many opportunities.

Charitable giving is more than just generosity; it's a strategic decision that impacts taxes, portfolio arrangement, and long-term results.

When done intentionally, it can:
• Reduce income taxes
• Eliminate capital gains exposure
• Improve portfolio efficiency
• Support estate planning goals

Yet many high-income families still opt to write checks, which is often the least efficient method.

More strategic methods, such as donating appreciated assets, bunching contributions, or using donor-advised funds, enable you to separate the tax decision from the giving decision. That flexibility is especially important in years with higher income or liquidity events.

The main point is this: As financial complexity increases, charitable giving should be part of the plan. It should be integrated into it. Because the goal is not just to give more. It is to give with greater intention, alignment, and efficiency.

If you're considering how your charitable plan fits into your overall financial picture, this is worth a closer look.

You can read more here: https://www.lineweaver.net/charitable-giving-strategies-how-to-give-more-and-reduce-taxes

Charitable Giving Strategies: How to Give More and Reduce Taxes For many successful families, charitable giving is not just about generosity. It’s about making a meaningful impact in a thoughtful, intentional way. Often overlooked is how the structure of those gifts affects both the charity's outcome and the donor’s overall tax picture.