WAWA Insurance Agency

Most business owners think cyber means "hackers breaking into systems.”

That's not how most losses actually happen.

It's this:

Someone emails your front desk or accounting
“Hey, we updated our payment info—please send the refund here.”

Looks normal.
Feels normal.
Gets processed.

Money's gone.

No system was hacked.
No alarms triggered.
Just one simple mistake.

We're seeing more of these than actual "data breaches.”

And here's the problem:
Most policies either don't cover it… or cap it with small sublimits.

If you're running a hotel, restaurant, or any business taking payments:
You're exposed whether you realize it or not.

Simple fix?
Have a second verification process before any money moves.

Better fix?
Make sure your cyber policy actually covers this.

If you want a quick review of your current coverage, send it over.